Buying a house is not an easy task. First, you have to think about your personal needs and what you need to feel comfortable. Next, you have to narrow down your search to a few areas that meet your requirements and have the biggest potential based on your budget. Finally, you have to make an offer, hope that it is accepted, and go through the long关闭过程。
对于已经经历过的人来说，它可能会更容易，但是对于首次购房者来说，上面列出的所有步骤似乎都令人生畏。不过，您不需要惊慌！相反，您应该开始省钱，并尝试与可以指导您完成此过程的房地产经纪人合作。除此之外，您应该检查信用评分，比较抵押贷款利率并预先批准贷款。
当您决定要拥有的房屋以及想要居住的地方的特定功能时，您已经更加接近实现购买的梦想你自己的家。如果您想了解有关首次购房者应该寻找的内容的更多信息，请继续阅读！
列出您需要的东西
Making a list of things that you need a house to have is going to help you tremendously. The best thing about it is that you do not have to knowwhat is probate in real estate以及房地产行业的做法。取而代之的是，您可以即兴创作，专注于自己的偏好，并尽最大努力找到您真正满意的财产。
In order to make such a list, you need to write down what you need in a house, as well as the qualities that you do not want it to have. It may be hard for you to find a house that is perfect, but you can always choose to compromise.
Set Your Budget
在购买房屋时，您需要坚持严格的预算。每个人都想拥有一个带游泳池和地面洒水系统的大房子，但是如果您负担不起购买这样的房屋，最终将成千上万的债务来实现这一梦想绝对不值得。最后，您可能被迫出售那所房子以还清巨额债务。
In order to set up a reasonable budget, you should think about the expenses that you will need to take care of when buying a house, including the down payment, future mortgage payments, taxes, insurance, utility bills, maintenance costs, and the cost of purchasing furniture.
After you calculate how much money you will need in total, you can calculate how much money you can afford to spend on a house per month. Will you be able to pay off the mortgage? What about the utility bills? If need be, you may need to settle for a smaller house. Other than that, looking for a house in a cheaper area is always an option.
搜索房屋
Plenty of first-time home-buyers think that finding that perfect house should take a short amount of time. The truth is that the more time you spend searching for a house, the better your chances of getting an excellent deal on a property are.
当您找到自己喜欢的房子时，请勿立即购买。取而代之的是，考虑一下是否正是您要寻找的东西，以及价格是否不高，并联系负责该物业的房地产经纪人。它将为您提供一个机会，看看那所房子的状况，对其进行检查，并确定它是否真的值得购买。
检查您的信用评分
如果您以前从未检查过信用评分，那么现在是这样做的绝佳时机。您的信用评分表明您是否有能力还清债务以及是否剩下任何债务要处理。对于潜在的贷方来说，这将非常重要。如果您的信用评分差，您将无法获得贷款！
预先批准贷款
Before you can buy a house, you need to prove that you can pay for it. The best way to prove that you can pay for your house is by getting a pre-approval letter for a mortgage. You can get such a letter by submitting documents to a lender, who will decide whether or not you are worth lending money to based on your credit score and other factors.
如果贷方说是，您可以开始looking for a houseto buy! A pre-approval letter ensures that the lender will approve you as soon as you find a house you want. It will prevent you from making offers on houses only to find out that you have no money to buy a house with.
雇用房地产经纪人
准备购买时你的第一个家, you should hire a real estate agent. An experienced real estate agent will make it easier for you to find properties that meet both your needs and your budget, as well as aid you in making offers, taking care of necessary paperwork, and negotiating with the sellers.
进行房屋检查
When you finally find the house of your dreams, you will want to close on it as soon as possible. However, you cannot do that without a thorough home inspection! Otherwise, you might end up buying a house with serious problems, ranging from structural damage to mold and pests.
为了确定房屋是否值得购买，您应该聘请专业的房屋检查员。这样的检查员将寻找房屋的任何问题，并为您提供有关其状态的详细报告，使您更容易与卖方进行谈判。此外，这会让您确定自己知道自己在购买的东西，而且值得您来之不易的钱。
The Bottom Line
总结，买房子并不像某些人想象的那么难。总的来说，这取决于思考事物并花点时间，而不是做出轻率的决定，并购买了您偶然发现的第一个有趣的财产。只要您保留自己的需求，预算和信用评分，就应该能够立即找到并在梦想中找到并关闭！